Find Lower Rates On Home Loans And Refinance

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• when does mortgage refinance make sense?
  Hello all, i 'd like to know how to best use mortgage refinance, and usually for what reasons people refinance. Also does refinance ultimately cost more? I do not need to lower my monthly payment, so I do not have any clear purpose in mind. It is just that I have heard a lot of different views... (land)
• Bachelor with kids can be approved for home loan mortgage?
  I am a bachelor with 2 kids, i have been divorced for about 4 years now. my income is below 30000 annually. Will they approve a home loan mortgage for a bachelor like me? I am a bachelor with 2 kids, i have been divorced for about 4 years now. my income is below 30000 annually. Will... (land)
• Can someone answer a mortgage refinance question?
  When you refinance your home with another mortgage company then the one you have know, who lets them know you have gone with another mortgage company? Are there penelties? We are in a sliding rate and are trying to get into a fixed rate. thanks! When you refinance your home with another mortgage company then the one... (land)
• Why would we be turned down for a credit card when we just p ed a credit check for a mortgage refinance?
  The same week my husband looked into a balance transfer credit card I started an application for a mortgage refinance to get rid of some credit card debt. My husband was turned down for the credit card now he is worried about the mortgage finance. We have had our mortgage with the same bank for 11 years.... (land)
• home loan?
  my house is worth about 550k. My credit score is 559 right now, due to my excessive credit card and student loan debt. nothing has ever been late, it's just that i have excessive amounts of these debts. i make about 2, 600 dollars a month, and I am wondering if i will be able to get... (land)
• Mortgage Refinance?
  I have a 1. 25 negative am loan that i need to get out of, i currently owe 673, 000. 00 for both my first and my second, my question is can i get a loan that is not a negative am loan and have my payments at 2, 500. 00 including my taxes? Even if i... (land)
• Mortgage refinance when is the best time ?
  Refinancing mortgage is not an easy decision, when is the best time to refinance ? Refinancing mortgage is not an easy decision, when is the best time to refinance ?. Interest rates fluctuate together with economy. Depending on what they were at the time of closing the loan, you may have chosen an adjustable rate loan or... (land)
• Is it better to get a home loan thru home equity line loan?
  I am thinking of refinancing and Chase Bank is ready to give a 10 yr 170k home equity loan. Is this a better than my existing home mortgage loan. Is there anyone who has suggestions for this. I am thinking of refinancing and Chase Bank is ready to give a 10 yr 170k home equity loan. Is... (land)
• Does anyone know any reputable bad credit home loan dealers?
  My partner and I both have bad credit. We want to know if there are any reputable bad credit home loan dealers out there that will help us get a home loan with little to no deposit required. We are both employed full time but our finances are being eaten away by rent and paying off creditors.... (land)
• How does a home equity loan work?
  I need to know all the details and if it is a good choice. I have payed off my vehicle and credit cards and have none, but I have alot of student loan debt. Our dilema are the student loans. And paying them. I have heard about home equity loans and heard about being tax deductible. How... (land)
• Can I use two different home loan broker apply my home loan?
  My home loan broker informed me that my home loan approved by the bank and will send the loan agreement to me but without letting know the loan product and all fees, I am not happy about it. Can I find another Broker to reapply my home loan with the same bank? My home loan broker informed... (land)
• Where can I find the lowest interest rate for a mortgage refinance?
  Where can I find the lowest interest rate for a mortgage refinance in Arizona? I would like to be able to look for it online. Where can I find the lowest interest rate for a mortgage refinance in Arizona? I would like to be able to look for it online. bankrate.com. Hi There, Try typing in 'home... (land)
• mortgage refinance?
  My husband and I bought a house in October with a no documents loan and ended up having to split our mortgage and have two smaller loans. Our mortgage servicer recently called and said that they have been unable to sell our mortgage and would refinance our loan at no cost to us. The woman I have... (land)
• Will move in 5 years, best to pay off home equity loan of $15k, or combine with home loan and refinance?
  Right now my home equity loan is at 7. 4, and my home loan is at 5. 35 I am leaning towards paying off my home equity loan, but should i combine my two loans and refinance instead? Right now my home equity loan is at 7. 4, and my home loan is at 5. 35 I... (land)
• Home loan?
  My boyfriend is applying for a FHA home loan today, he has great credit, 700's and has had a job for awhile. The only thing is that he has cut back hours lately because of going to school and work and they asked for his last month of pay stubs. Usually he makes about 1500 a month... (land)
• can i get a home equity loan on a home i just bought that i was gifted equity in it?
  we are buying a home from my mother. she is gifting us the equity in the home. can we get an equity loan at the same time as we get our home loan or do we have to wait and how long? we are buying a home from my mother. she is gifting us the equity in... (land)
• Can I pay off a home equity loan with my credit card lower interest rates! how do I do it?
  I have an offer from a credit card co with a low interest rate, 2 lower than my home equity loan interest. I would love to get rid of the horrible 8. 75 home loan interest on 12, 000. What to do? I have an offer from a credit card co with a low interest rate, 2... (land)
• Please help me get a bad credit home loan?
  I have a credit score under a 400 from somebody else using my idenity. I make about 65, 000 dollars a year but yet I cannot buy a home for my wife and children. Does anybody know who I can go through that is not a scam it woould be greatly appreciated. I have a credit score... (land)
• Does anyone know any reputable bad credit home loan dealers?
  My partner and I both have bad credit. We want to know if there are any reputable bad credit home loan dealers out there that will help us get a home loan with little to no deposit required. We are both employed full time but our finances are being eaten away by rent and paying off creditors.... (land)
• what is the risk borrowing home loan from a small and new bank?
  I am having a traditional loan application with a big bank. I just found a small bank in Florida, founded in 2004, is offering better rate and cost compared to those big famous banks. The small bank is member of FDIC. Somebody told me small bank may not follow federal regulations. How do I tell if a... (land)
• How many appraisals do I need to shop for a mortgage refinance?
  If I want to get 2 or 3 offers for a mortgage refinance, do I have to get 2 or 3 appraisals? Or can I get just one, and use that for all 3 banks? If I want to get 2 or 3 offers for a mortgage refinance, do I have to get 2 or 3 appraisals?... (land)