Free Resources: refinance

  • Mortgage Refinance?
    I have a 1. 25 negative am loan that i need to get out of, i currently owe 673, 000. 00 for both my first and my second, my question is can i get a loan that is not a negative am loan and have my payments at 2, 500. 00 including my taxes? Even if i... (refinance)
  • when does mortgage refinance make sense?
    Hello all, i 'd like to know how to best use mortgage refinance, and usually for what reasons people refinance. Also does refinance ultimately cost more? I do not need to lower my monthly payment, so I do not have any clear purpose in mind. It is just that I have heard a lot of different views... (refinance)
  • Can someone answer a mortgage refinance question?
    When you refinance your home with another mortgage company then the one you have know, who lets them know you have gone with another mortgage company? Are there penelties? We are in a sliding rate and are trying to get into a fixed rate. thanks! When you refinance your home with another mortgage company then the one... (refinance)
  • Do we need to get a new le insurance when we refinance our home mortgage loan?
    We bought a le insurance when we first got our home loan. We are now refinancing with another bank and they are requiring us to get a new le insurance. Is this right? We bought a le insurance when we first got our home loan. We are now refinancing with another bank and they are requiring us... (refinance)
  • How many appraisals do I need to shop for a mortgage refinance?
    If I want to get 2 or 3 offers for a mortgage refinance, do I have to get 2 or 3 appraisals? Or can I get just one, and use that for all 3 banks? If I want to get 2 or 3 offers for a mortgage refinance, do I have to get 2 or 3 appraisals?... (refinance)
  • Will move in 5 years, best to pay off home equity loan of $15k, or combine with home loan and refinance?
    Right now my home equity loan is at 7. 4, and my home loan is at 5. 35 I am leaning towards paying off my home equity loan, but should i combine my two loans and refinance instead? Right now my home equity loan is at 7. 4, and my home loan is at 5. 35 I... (refinance)
  • Is there such thing as a TRUE Bad Credit Home Loan?
    I do not have perfect credit, neither does my husband but we are diligently paying off our bills one by one. I have been looking into loans for people with bad credit and of course they are all over the place promising a future for our family. Then I fillout the Application and whammy I am hit... (refinance)
  • Home loan bad credit How to get it?
    Can any one help me out in getting Home loan with Bad credit. Thanks in Advance. Can any one help me out in getting Home loan with Bad credit. Thanks in Advance. Recenlty my friend got home loan of 500000 for 25 years on 1. 5 which should be paid annually my friend doesnt have good credit... (refinance)
  • Can I use my current owned home as collateral on new home mortgage loan?
    My wife and I live in a home legally donated to us by family. We have ownership. Can we use this home as collateral for a mortgage loan on another home in another state? If so, how does that work? My wife and I live in a home legally donated to us by family. We have ownership.... (refinance)
  • Why would we be turned down for a credit card when we just p ed a credit check for a mortgage refinance?
    The same week my husband looked into a balance transfer credit card I started an application for a mortgage refinance to get rid of some credit card debt. My husband was turned down for the credit card now he is worried about the mortgage finance. We have had our mortgage with the same bank for 11 years.... (refinance)
  • mortgage / refinance?
    based off of the most common outlook for the housing and financial markets, are mortgage and refinance rates going to decrease? based off of the most common outlook for the housing and financial markets, are mortgage and refinance rates going to decrease?. They are not directly related. You are talking about two different markets housing and financial.... (refinance)
  • Which bank offers the lowest interest rate for mortgage refinance in California?
    I need to refinance my second investment home in Milpitas California and I am looking for a mortgage broker or a bank that offers lowest interest rate based on 700 or more fico score. Preferably a loan program with minimum monthly payment is preferred. I need to refinance my second investment home in Milpitas California and I... (refinance)
  • can you get a home loan with bad credit with a co - borrower with good credit?
    I am looking to get a home loan. My credit is pretty bad filed bankruptcy about 3. 5 yrs ago. My income to debt ratio is pretty good though. I also am going to have a co borrower that has perfect credit. What companies would you recomend that would approve me and give me the best interest... (refinance)
  • How does a home equity loan work?
    I need to know all the details and if it is a good choice. I have payed off my vehicle and credit cards and have none, but I have alot of student loan debt. Our dilema are the student loans. And paying them. I have heard about home equity loans and heard about being tax deductible. How... (refinance)
  • Where can I find the lowest interest rate for a mortgage refinance?
    Where can I find the lowest interest rate for a mortgage refinance in Arizona? I would like to be able to look for it online. Where can I find the lowest interest rate for a mortgage refinance in Arizona? I would like to be able to look for it online. bankrate.com. Hi There, Try typing in 'home... (refinance)
  • Does the home loan interest rate vary between online quotes and the real ones ?
    I am planning to buy a home i have put an offer on a house and almost 100 done deal Now I have to look out for a home loan. I am looking at several online interest rate quotes what lenders are giving based on my facts. Some of them are sending quotes for 4. 78 4.... (refinance)
  • mortgage refinance?
    My husband and I bought a house in October with a no documents loan and ended up having to split our mortgage and have two smaller loans. Our mortgage servicer recently called and said that they have been unable to sell our mortgage and would refinance our loan at no cost to us. The woman I have... (refinance)
  • Is it better to get a home loan thru home equity line loan?
    I am thinking of refinancing and Chase Bank is ready to give a 10 yr 170k home equity loan. Is this a better than my existing home mortgage loan. Is there anyone who has suggestions for this. I am thinking of refinancing and Chase Bank is ready to give a 10 yr 170k home equity loan. Is... (refinance)
  • what's the current minumum fico score for doing a stated home mortgage refinance deal?
    i want to refinance my home, but my broker tells me that the minumum fico score is constantly changing, so, i want to exactly know what is the minumum score to do a stated refinance mortgage deal right now? i want to refinance my home, but my broker tells me that the minumum fico score is constantly... (refinance)
  • Mortgage refinance when is the best time ?
    Refinancing mortgage is not an easy decision, when is the best time to refinance ? Refinancing mortgage is not an easy decision, when is the best time to refinance ?. Interest rates fluctuate together with economy. Depending on what they were at the time of closing the loan, you may have chosen an adjustable rate loan or... (refinance)
  • Can I pay off a home equity loan with my credit card lower interest rates! how do I do it?
    I have an offer from a credit card co with a low interest rate, 2 lower than my home equity loan interest. I would love to get rid of the horrible 8. 75 home loan interest on 12, 000. What to do? I have an offer from a credit card co with a low interest rate, 2... (refinance)
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